Financial Support

Making Health and Wellness Achievable For All

CareCredit puts health and wellness goals in reach with flexible, transparent payment options.

What is a Health and Wellness credit card?

Health and Wellness credit cards like CareCredit can be used to finance out-of-pocket health and wellness needs not covered by insurance, such as:

Card features, like deferred interest programs, make it possible to plan and pay for large purchases over time with the ability to avoid interest. Consumers are not charged interest when they make timely payments and pay the balance in full prior to the expiration of the deferred interest period (e.g., 6 or 12 months).

How is a Health and Wellness credit card different from a medical credit card?

Medical debt is debt owed to a healthcare provider and billed by a provider of medical services.

Consumers have many choices when they choose to pay a medical debt. They can pay by cash, check, debit card, credit card, or other means. Once the provider is paid, the medical debt itself is paid. For a consumer who uses a credit card (such as an American Express, Mastercard, Visa, Discover, or CareCredit) to pay the provider, the consumer may (or may not) have resulting credit card debt, like any other credit card transaction.

CareCredit is marketed as a “health and wellness” credit card. It is not a medical credit card, and it can be used to pay a variety of merchants who are not “medical,” such as veterinary offices, drug store chains, fitness equipment vendors, and spa services.

CareCredit helps individuals and their families achieve their health and wellness goals.

FLEXIBLE PROMOTIONAL PERIODS

Multiple options to meet a range of financing needs.

Short-term: 6, 12, 18 or 24-month periods
Long-term: 24, 36, 48 or 60-month periods

Our financing options have saved cardholders billions of dollars in interest over the years.

CONVENIENT

CareCredit is accepted at +260K locations nationwide.

TRANSPARENT

Our promotions include options to avoid interest, known as “deferred interest.” These offers are clear and transparent for consumers-there is no interest charged with minimum monthly payments and when the amount financed is paid in full by the due date.

TRUSTED

+35 YRS

of experience

+12.7MM

cardholders

CareCredit’s credit card industry-leading 75 Net Promoter Score (NPS)

98%

of cardholders say CareCredit meets or exceeds their expectations.

90%

of cardholders said they would recommend CareCredit to a friend.