Making Health and Wellness Achievable For All
CareCredit puts health and wellness goals in reach with flexible, transparent payment options.
What is a Health and Wellness credit card?
Health and Wellness credit cards like CareCredit can be used to finance out-of-pocket health and wellness needs not covered by insurance, such as:
Card features, like deferred interest programs, make it possible to plan and pay for large purchases over time with the ability to avoid interest. Consumers are not charged interest when they make timely payments and pay the balance in full prior to the expiration of the deferred interest period (e.g., 6 or 12 months).
Medical debt is debt owed to a healthcare provider and billed by a provider of medical services.
Consumers have many choices when they choose to pay a medical debt. They can pay by cash, check, debit card, credit card, or other means. Once the provider is paid, the medical debt itself is paid. For a consumer who uses a credit card (such as an American Express, Mastercard, Visa, Discover, or CareCredit) to pay the provider, the consumer may (or may not) have resulting credit card debt, like any other credit card transaction.
CareCredit is marketed as a “health and wellness” credit card. It is not a medical credit card, and it can be used to pay a variety of merchants who are not “medical,” such as veterinary offices, drug store chains, fitness equipment vendors, and spa services.
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